NY Small Business Health Insurance Owner Only Guidelines

NY Small Business Health Insurance Owner Only Guidelines

NY Small Business Health Insurance Owner Only Guidelines All NY small business health insurance carriers have updated their small business guidelines for businesses with only the owner and/or the owner’s spouse enrolling in the plan (aka Owner Only groups). All carriers will now require one common law employee enrolled for a group which has only 1 owner. They will allow for LLC, S and C corps with 2 or more owners to enroll only 1 owner if they are not husband and wife. This is the key to working on ways to qualify…Read more …
Proposed 2020 New York Small Group Health Insurance Rates

Proposed 2020 New York Small Group Health Insurance Rates

The proposed 2020 New York Small Group Health Insurance Rates were recently released, and we have compiled a list of rates of several carriers for the small group market. View the Proposed 2020 New York Small Group Health Insurance Rates Feel free to email us or call (631) 240-0602 for your own custom quote. You can get additional information about these carriers and their other plans on the Small Business Group Health Insurance page of our website.Read more …
The 4 Best Options for Small Business Health Insurance

The 4 Best Options for Small Business Health Insurance

When shopping for Health insurance for a NY small business, you must decide what is the most important one or two things you need in a plan. We often get asked “what is the best plan?”, but this question is not so easy to answer as the best for one person is not the best for someone else. Why? Because if you get a top of the line Platinum plan for the lowest price but it does not have your doctors, is it still the best plan? What I will try to do…Read more …
HealthPass Adds New Insurance Carrier Option

HealthPass Adds New Insurance Carrier Option

HealthPass clients will have even more affordable coverage options starting in September 2019. HealthPass just announced the addition of their new medical carrier partner - EmblemHealth! EmblemHealth will be adding Nine (9) new medical plans to the HealthPass New York exchange: two (2) plans with the EmblemHealth Select Care Network and seven (7) plans with their expanded Prime Tri-State Network. These plans will be available as of 9/1/2019 to all new groups & to existing HealthPass groups upon their renewal. What is HealthPass? HealthPass New York is a private insurance exchange founded in 1999 that provides companies in…Read more …
New Health Options for Small-Business Employees

New Health Options for Small-Business Employees

NY Small Business Health Plans are constantly evolving, offering new options for small-business employees. Gone are the days when an employee was offered a single health plan option at their place of business. Today, NY Small business Health Plans are offering not only medical, but dental, life, and sometimes even Pet Insurance! Since employee Medical insurance is the most coveted employee benefit, it makes sense to build on that as an insurance company and offer additional benefits as well. This is all because employees today want more options, more choices, and most of…Read more …
HealthFirst NY Small Business Health Insurance

HealthFirst NY Small Business Health Insurance

HealthFirst Small Business Health Insurance in NY provides a cost-effective option for New York Small Groups. HealthFirst offers an expanded network of providers for small business clients compared to their individual marketplace plans called PRO EPO plans. The PRO EPO plans from HealthFirst include the following Hospital Systems: Northwell Health Mount Sinai Health System Montefiore Health System NYU Langone Health System NYC Health & Hospitals And many Large Physician Groups including ProHEALTH and Advantage Care Physicians With a large enrollment in the individual marketplace, HealthFirst has expanded it’s reach into the small business…Read more …
Empire Blue Cross Blue Shield Provides Access to New York’s Best Doctors in 2019

Empire Blue Cross Blue Shield Provides Access to New York’s Best Doctors in 2019

Empire Blue Cross Blue Shield Provides Access to New York’s Best Doctors in 2019 – With 2 Networks to choose from starting January 2019,  Empire BC/BS is mid to high range pricing depending on plan. They have excellent PPO/EPO no referral NY and National network. Also has lower priced, much smaller Blue Access Network.  All plans require 60% participation after valid other coverage waivers. PPO/EPO no referrals, Blue Access plans are plan specific with some requiring referrals and some not. Empire BCBS is a wholly owned subsidiary of Anthem Inc. Empire HealthChoice HMO,…Read more …
HealthPass Small Business Health Insurance

HealthPass Small Business Health Insurance

Introducing HealthPass Small Business Health Insurance - The Health Pass NY private exchange pulls together multiple insurance plan options available across all four metal tiers: Platinum, Gold, Silver and Bronze. HealthPass small business health insurance gives employees the freedom to choose a medical plan that is right for them through from multiple carriers including Oxford Health Plans, HealthFirst and Oscar. HealthPass NY - Simple, Smart Healthcare Health Pass New York supports employers who empower their employees to make their own group health insurance decisions. After an employer sets a defined contribution (DC) amount,…Read more …
Oscar Insurance for NY Small Business

Oscar Insurance for NY Small Business

Small Business Health Insurance is expensive, which is why you should consider Oscar Insurance for NY Small Business. A new entry to the market in 2014, Oscar recently completed a $375 Million infusion from Google’s parent company Alphabet.While their website goes by the cute name Hi Oscar, they are by no means a fly by night operation. Oscar Insurance for NY small business writes small group plans that are some of the most competitive in NYC, Long Island, and lower New York State. In fact, Oscar small group rates tend to be 10-15% lower…Read more …