Telemedicine for NY Small Business Health Insurance Plans
What is Telemedicine?
Telemedicine leverages the use of telecommunication and information technologies in order to provide clinical health care at a distance. Telemedicine is a health and wellness program designed specifically to save you time and money by utilizing technology to provide you with effective, immediate access to Healthcare all from your phone or computer. This is a unique program that is now being offered by all NY small business health insurance carriers, and we believe it will be an even more prevalent practice in the future. Telemedicine is an additional plan benefit included with a small group health plan to enrolled employees and their dependents as an alternative to traditional doctor office visits. The idea is to make it easier to access care for routine services like colds, flu, earaches, and rashes to name a few.
What do NY small group carriers offer in terms of telemedicine?
Below is a listing of the NY small business health insurance carriers and what telemedicine plans they currently offer:
EMBLEM TELEMEDICINE: Covered in Full ($0 visit copay) except HSA Plans. HSA members will pay a $45 Copay until deductible is met.
EMPIRE TELEMEDICINE: Covered in Full ($0 visit copay) except HSA Plans. HSA Members pay $59 Copay until deductible is met
HEALTHFIRST TELEMEDICINE: Covered in Full ($0 visit copay) except for HSA Plans. HSA members will be billed $45 copay for a PCP or $75 copay for a Specialist, which will be applied to their deductible. There is a $45 fee if a member calls again within a 24-hour period for all plans.
HEALTHPASS TELEMEDICINE: See Healthpass Carriers for specific benefits.
OSCAR TELEMEDICINE: Available Through Doctors on Call Services. Covered in Full Except for HSA plans. HSA members will be billed a $15 copay until their deductible is met. RX renewal and Capsule Rx services also available
OXFORD TELEMEDICINE: Telemedicine is Not Available currently, however members can speak with a registered nurse 24 hours a day, seven days a week for a $0 copay. Upon employer’s move to the oxford enhanced platform starting with 5/1/20 small group renewals or newly written plans, Oxford will have Online Doctor Visits Through www.MyUhc.com
We work with small businesses in NY, Long Island, and NYC and would be happy to help you and your company choose a quality health insurance plan. Let us know if you have any questions. If you wish to get a quote, simply complete out online form to request information for your group.