Who is considered an employee for small group health insurance plans?

As a business owner, you need to know who is eligible to join your small business health insurance plan. There are many questions including how many hours are needed to qualify, can 1099 employees join a group plan, and can dependents be included on a plan. We trust the information below will help answer those questions.

Small Business Health Insurance Eligibility for Employees and Dependents

Small group health insurance plans cover employees and their eligible dependents. Employees who meet the below requirements can enroll.

A. Eligible employees who may enroll:

B. Valid Employer Class(es):

C. Eligible Dependents:

D. The following individuals are usually not eligible for small group medical coverage:

E. Groups that do not have any Common Law employees aka OWNER ONLY groups

F. How can you become compliant when only an owner or owner’s spouse is enrolling on a group health plan?